Sustainable Funds For Greener Future
Green Finance Products
Testimonials
SIDBI Supported Woman Entrepreneur Smt. Vijaya Shanthi Of SV Auto Talks About SIDBI's Assistance In Loan Processing.
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Funding From SIDBI Enabled The Enterprise To Grow And Increase Its Sales Compared To Its Foreign Competitors.
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SIDBI Supported Women Entrepreneur Mrs. Anjana Kumari Of ASKAYS Solutions Reveals How She Was Able To Grow Her Small Business Through SIDBI Financial Assistance.
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Frequently Asked Questions (FAQs)
SIDBI's Green Finance Loan facility is a form of MSME green finance that enables Micro, Small and Medium Enterprises (MSMEs) to invest in energy-efficient, cleaner and environmentally sustainable operations. Assistance is extended under the Green Finance Scheme (GFS), the End to End Energy Efficiency (4E) Scheme, the Electric Vehicle Risk Sharing Facility and the Risk Sharing Facility for Municipal Solid Waste Management.
- GFS is a term loan for green projects in the MSME sector, covering areas such as renewable energy, energy-efficient buildings, waste management, resource and energy efficiency measures, wastewater treatment and cleaner production.
- The SIDBI 4E scheme is an energy efficiency loan for MSMEs that finances energy-efficiency measures on an end-to-end basis, covering purchase of equipment and machinery, installation, civil works and commissioning.
- 4E: up to 100% financing, with a maximum loan of ₹15 crore.
- GFS: up to 75% financing, with a maximum loan of ₹100 crore for an MSME and/or a service provider or aggregator with an established MSME linkage.
- 4E: MSME units in operation for at least three years with cash profit in last 3 FYs.
- GFS: Both new and existing MSMEs with valid Udyam Registration, with a satisfactory credit history and no defaults to any bank or financial institution, are eligible to apply. Service providers and aggregators with an established MSME linkage are also eligible.
All units are required to comply with SIDBI's Environment and Social Management Framework.
- 4E: Repayment up to 84 months.
- GFS: Flexible repayment tenure as per project requirements.
The Electric Vehicle Risk Sharing Facility is a partial credit guarantee arrangement under which SIDBI shares a part of the credit risk of lenders financing electric two- and three-wheelers. It is meant to improve the flow of finance to the electric mobility ecosystem. Enterprises such as fleet operators and aggregators seeking finance for electric vehicles may also contact SIDBI for assistance under its EV lending initiative.
A Green Finance loan can be applied online. Applications are submitted through the "Apply Now" option on the SIDBI website, which opens the Bank's online loan application portal. Enterprises that need assistance in filing the application may approach nearest SIDBI Branch Office or a Referral Partner registered with SIDBI. For queries, call the toll-free number 180-022-6753 or WhatsApp +91 86930 33333.
