Microfinance Pulse

The 22nd edition of the MFI Pulse report captures the data for period up to December 31, 2024.

Portfolio outstanding of microfinance industry as on 31st December 2024 is ₹348,015 crore with 11.93 crore active loans. NBFC-MFIs contributes highest towards portfolio outstanding. Microfinance industry witnessed a decline of 4% in December 2024 over December 2023.

Highest number of loans are issued under 25k-50k ticket size category and witnessed annual decline of 52% from OND’23 to OND’24. Industry average ticket size increased by 12% in OND’24 over OND’23.

Portfolio outstanding as on 31st December 2024 for 112 Aspirational Districts designated by Niti Aayog is ₹51,011 crore. Loans worth ₹50,407 crore were disbursed in Aspirational Districts from January 2024 to December 2024