Microfinance Pulse

The 23rd edition of the MFI Pulse report captures the data for period up to March 31, 2025.

Portfolio outstanding of microfinance industry as on 31st March 2025 is ₹3,35,071 crore with 11.1 crore active loans. NBFC-MFIs contributes highest towards portfolio outstanding. Microfinance industry portfolio witnessed a decline of 12% in March 2025 over March 2024.

Highest number of loans are issued under 25k-50k and 50k-75k ticket size category and witnessed annual decline of 52% and 38%, respectively, from JFM’24 to JFM’25. Industry average ticket size increased by 12% in JFM’25 over JFM’24.

Portfolio outstanding as on 31st March 2025 for 112 Aspirational Districts designated by Niti Aayog is ₹49,256 crore. Loans worth ₹44,270 crore were disbursed in Aspirational Districts from April 2024 to March 2025.