PM Vishwakarma enrolment by traditional craftspeople working in any one of the eighteen listed trades can be done at the nearest Common Service Centre (CSC). The application process is completely digital and no fee is required to be paid to the CSC for enrolment. The application process along with approvals and delivery of benefits is completely digital.
The CSC will complete the application at www.pmvishwakarma.gov.in, with the Aadhaar registered mobile number as the applicant Id and Aadhaar OTP as the password. A biometric device enables fetching the data from Aadhaar and Ration Card number helps in fetching the family member details.
Who Is Eligible for the PM Vishwakarma Scheme?
The eligibility rules exclude government employees and their immediate family members, regardless of whether they also practice anyone of the eighteen listed trades traditional craftspeople.
PM Vishwakarma supports artisans and craftspeople across 18 traditional trades, from carpenters and blacksmiths to goldsmiths, potters and tailors, etc. and the first step is simply visiting the nearest CSC. The applicant needs to carry his/ her Aadhaar card with a linked, working mobile number, since verification depends on an OTP reaching that number in real time, along with bank account details for the loan and incentive payments that follows approval, and, where available, a ration card, which helps the CSC operator map family details accurately, as the scheme limits benefits to one member per family.
Role of SIDBI in the PM Vishwakarma Ecosystem
SIDBI (Principal development financial institution for MSMEs), supports the PM Vishwakarma ecosystem as the technical partner by developing and managing the PM Vishwakarma portal, enabling credit linkages, managing interest subvention mechanisms to participating banks and financial institutions extending low-cost loans to (PM Vishwakarma), managing toolkit delivery through PMV App and the digital cash incentive to beneficiaries.
How to Apply for PM Vishwakarma Scheme Online
The CSC operator accesses the official PM Vishwakarma login portal using their own CSC account, not the applicant's, and opens the Register Artisans option under the Vishwakarma module. From there, the Aadhaar number is entered, an OTP is verified, and biometric authentication, a fingerprint or iris scan, confirms identity against Aadhaar records. The operator then fills in the applicant's trade, address, family and bank details directly into the portal based on what the applicant provides.
Every application passes through a three-tier verification process: first at the Gram Panchayat or Urban Local Body level, then district-level scrutiny by the District Implementation Committee, and finally state-level approval by a Screening Committee. Each stage checks a different aspect of the application, from basic local verification that the applicant genuinely practices the trade, to district-level document checks, to final state sign-off. The applicant receives SMS verification at each stage of approval process on his registered mobile number, and he can also check the status by login in the PMV portal in his dashboard. Once an application clears state-level screening, SIDBI’s integrated digital infrastructure and banking network facilitate seamless routing of loan application to member lending institutions, ensuring that registered local artisans do not visit a bank branch to lodge their separate loan application.
Approval brings the scheme's benefits online in sequence. A PM Vishwakarma certificate and ID card come first, formal recognition that unlocks everything after it. Free Basic skill training of five to seven days with a daily Rs. 500 stipends for work loss. Subsequently, free advance training of fifteen days with a daily Rs. 500 stipends, available to those who want it. After the basic training is completed, a toolkit incentive e-Rupi voucher of Rs.15,000 is provided digitally on the registered mobile number. The e-Rupi Voucher is redeemed against selected Toolkit which is delivered by India Post at the doorstep of the beneficiary. Collateral-free loans, up to Rs. 1 lakh at a concessional interest rate of 5% in the first tranche and up to Rs. 2 lakh also at a concessional interest rate of 5% in a second tranche for those who have fully repaid the first tranche.
What to Know Before Applying
The PM Vishwakarma Scheme is a central government scheme providing formal recognition, skill training, toolkit incentives, digital incentives, collateral-free credit to artisans and marketing Support across 18 traditional trades. Registration is managed through the www.pmvishwakarma.gov.in portal via Common Service Centres (CSCs), requiring Aadhaar biometric authentication, mobile OTP verification, bank account details, and ration card. Applications pass through a rigorous three-tier approval workflow spanning local body verification, District Implementation Committee checks, and State Screening Committee approval. Saving Bank account details are also verified through Bank/SLBCs.
Once approved, beneficiaries receive an official Vishwakarma Certificate and ID card, 5–7 days of free basic skill training along with a ₹500 daily stipend, a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹1 Lakh (first tranche) and ₹2 Lakh (second tranche) at a concessional 5% p.a. interest rate. SIDBI arranges e-Rupi Voucher, digital Cashback incentive payment and interest subvention administration. The scheme enables traditional craftspeople to transition into sustainable, formal micro-enterprises.
FAQs
1. How can I apply for the PM Vishwakarma Scheme?
You can apply through your nearest Common Service Centre (CSC). The CSC operator will complete the digital enrolment and verification process.
2. Is there any fee for PM Vishwakarma enrolment?
No, there is no fee charged by the CSC for enrolment under the PM Vishwakarma Scheme.
3. What documents are required for registration?
You need Aadhaar with a linked mobile number, bank account details and, where available, a ration card.
4. How many trades are covered under the PM Vishwakarma Scheme?
The scheme covers 18 traditional trades, including carpenters, blacksmiths, potters, goldsmiths and tailors.
