To provide post-shipment credit in foreign currency at internationally competitive rates of interest by discounting of usance export bills / purchase of sight/demand export bills and negotiation of bills under LCs.

All SME units and Export / Trading houses sourcing their requirements from SMEs with

• profit making units with proven track record in exports for last three years and sound financial position
• requirement of export finance assistance of at least Rs.100 lakh

Need based limit, depending on the normal trade terms and credit period given to overseas buyers by exporters not exceeding 180 days. Assistance in rupees is also considered independent of FC limits.

Rate of interest-

For EBF - Not exceeding 0.75% over 6 Month LIBOR.

For PSCR - As per RBI guidelines and the score chart introduced by SIDBI.

To enable small scale industries to raise finance at internationally competitive rates as per Reserve Bank of India guidelines to fulfil their export commitments.

Industrial concerns in the small scale sector and Government recognised Export / Trading Houses sourcing their requirement for export from SME sector with

• profit making units with proven track record in exports for last three years and sound financial position
• requirement of export finance assistance of at least Rs.100 lakh

Pre-shipment Credit in Foreign Currency (PCFC) is being extended in USD & EURO Currencies. Assistance in Rupees is also considered independent of FC limits.

Quantum - need based linked to working capital gap.

Period of Credit - linked to production cycle (Maximum - 180 days)

Margin - minimum 10% and maximum 25%

Repayment - by discounting / negotiation of Export bills within a maximum period of 180 days

Rate of interest -

For PCFC - Not exceeding 0.75% over 6 Month LIBOR.

For PCR - As per RBI guidelines and the score chart introduced by SIDBI.

To enable small scale industries to import capital equipment for new projects, expansion, diversification, technology upgradation and modernisation of existing units.

To enable import of raw materials, consumables etc. by SME units and Export / Trading Houses sourcing their requirements for export from SMEs

Industrial concerns in the small scale sector and Export / Trading Houses sourcing their requirements from SME sector.

Currency - USD, EUR, JPY

LC in other convertible currencies are also opened subject to the cross currency exchange risk being borne by the importer.

Amount - minimum of USD 25,000 or equivalent, however FLCs for lesser amounts may be considered on case to case basis.

Margin - 100% or backed by a term loan or Pre-shipment credit limits sanctioned by SIDBI/Primary Lending Institutions

Charges - As per FEDAI guidelines

For providing resource support to institutions/banks for extending export and domestic credit to SME units, Government recognised Export Houses / Trading Houses sourcing their requirements from SSIs.

All Commercial bank in private and public sector and approved factoring companies.

Currency - USD / EURO

Amount - Need based

Validity - One year or shorter period from the date of sanction

Rate of interest - Market related spread over 6 Month LIBOR.

To provide SIDBI's clients with the facility of hedging of foreign exchange risks related to their import / export transactions.

Assisted borrowers having exposure in foreign currency.

Currency - Presently can be booked in USD / EURO / JPY

Amount - Minimum of USD 25,000 or equivalent. However Forward Contracts for lesser amounts may be considered on case to case basis.

Charges - As per FEDAI guidelines.